Make a Mortgage Payment

Make a one-time payment

  • From your St. Mary’s Bank deposit account, use the 'Transfers' function within Online Banking
  • Call the Member Contact Center at (888) 786-2791 (fee applies)
  • From a deposit account at another financial institution (using their bill pay or transfer features)

To set-up recurring payments

  • Automatic Funds Transfer (AFT) from your St. Mary's Bank checking or savings account
  • Electronic Funds Transfer (EFT) from accounts at another financial institution
  • From an account at another financial institution, use St. Mary's Bank Online Banking's Mortgage Loan tab (select 'Payment Options')

Other Payment Options

  • In Person
  • Over the Phone
    • Call our Member Contact Center (888) 786-2791 during business hours to speak to a representative (fees apply)
      • Telephone transfer using SMB account
      • Pay with a deposit account from another financial institution
    • Call our Automated Telephone Banking system (24/7 access) at (603) 647-1177, option
      • Transfer from an SMB deposit account (no charge)
      • Pay using a deposit account from another financial institution (fee applies)
  • By Mail
    • Mail to: Loan Servicing, St. Mary's Bank, PO Box 720, Manchester, NH 03105-0720
Please note: Mortgage Loan and Equity Loan Mortgage Alternative payments made prior to 5:00 p.m. will be processed same day. Payments made after 5:00 p.m. will be processed the next business day.

Joint Mortgage Owners

Are you a Joint Owner on your Mortgage and unable to make a payment in online banking? The system is automatically set up for the Primary Owner to have payment functionality in online banking. Upon request, we may switch access to the Joint Owner. Please call our Member Contact Center at (888) 786-2791 for assistance.

Help is Here

If you have questions about your member number, setting up recurring payments, or making a one-time payment, please read our frequently asked questions, visit a branch location, or call our Member Contact Center at (888) 786-2791.

Find a Branch

FAQs

Will I be able to print a confirmation of my loan payment?
Yes. Once you make your loan payment online, you will be able to print the confirmation page by using the print option in your browser.
Who can I talk to about my late payment?
Please contact the Loan Resolution Department at (603) 629-1345 for assistance.
What if I need to dispute a loan payment made from an external account?
Please contact the financial institution where your external account is held.
Can I overnight a payment?

Overnight payments can be made. Payments will need to be sent to the following address and members are responsible for the cost of sending payments overnight. Ensure you include your account number to avoid delays in processing.

St. Mary's Bank
Attn: Loan Servicing
48 Perimeter Road
Manchester, NH 03103
Can I make additional payments to loan principal or interest?
Payment amounts are limited to your regular payment amount due at this time. Payment of another amount may result in a delay in the processing of your payment. If you wish to make additional principal-only payments, you can do so through our payment channels, by visiting a local branch, or calling our Member Contact Center.

Explore

See All Posts

Home Buying

Mortgage Pre-Qualification vs. Pre-Approval: Understanding the Key Differences

Home Buying

The Impact of Credit Scores on Home Buying

Woman siting at table, using a calculator with jars of coins and dollar bills around her.

Savings

Emergency Funds: How Much to Save and How to Start